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Translating and Certifying Foreign Income Documents for Loan Approval

  • ukraine Ukraine +380
  • poland Poland +48
  • england United Kingdom +44
  • usa United States +1
  • other Other +
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My name is Alexander, I am your personal manager. Let me help you!

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Rate:
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Publication date: 30.07.2025
Reading time: 4 minutes
Number of views: 98
Stage Term (days) Cost
  • 1
    Analysis of Client's Documents
    2 $84.70

    Actions of a notary:

    • Determines the list of documents that need to be translated and certified.
    • Advises on the compliance of documents with the requirements of the American bank
    • Checks whether the documents are official or require apostille or legalization.
  • 2
    Document Translation by Sworn or Certified Translator
    4 $60.50

    Actions of the notary:

    • In some states, the notary may suggest a translator or provide an official certification template for the translation.
    • Checks for completeness before notarizing.
    • Certifies the translation.
  • 3
    Notarization of Translated Documents
    1 $60.50

    Actions of the notary:

    • Performs notarization according to state laws (including via online notary if permitted).
    • Attaches notarial certification to the translation or stamps a separate sheet.
  • 4
    Additional Certification (if required): Apostille or Legalization
    7 $121.00

    Actions of the notary:

    • Provides instructions to the client or forwards documents to the Secretary of State's office for apostille.
    • In some cases, works with an apostille processing agency.
  • 5
    Delivery of Completed Package to Client or Bank
    1 $24.20

    Actions of the notary:

    • Prepares the final package of documents.
    • If necessary, sends the document by courier or e-mail.
    • Corrects the package of documents, if possible and necessary
In general
15 $350.90

Translation and Notarization of Income Documents for Submission to US Lending Institutions

Planning to apply for a mortgage, auto loan, or other financing in the US but have income documents issued abroad? You'll need to submit them in a format recognized by American banks and lenders. Our team provides comprehensive legal services for translating and notarizing financial documents – complying with US legal requirements and financial institution practices. Many ask who can translate documents for USCIS, and the answer is always the same in almost any situation: you need to find and contact a lawyer for help orqualified translator , since institutions often require document translation and notarization with proper verification.

 

What's included in the income document translation and certification service?

This service ensures your paperwork meets legal, banking, and immigration standards. It goes beyond simple linguistic work, covering all aspects of document translation for immigration and financial compliance.

  • Professional translation of income documents into English according to USCIS, bank, credit bureau and mortgage broker requirements (translating documents for USCIS);
  • Terminology adaptation to US standards (for example, these could beagency names, specific income terms, and translation of foreign currency financial statements example);
  • Translation certification by a lawyer or notary (Certified Translation + Notarization) with clear translated document certification;
  • Preparation of a cover letter, if necessary to meet certain mortgage or banking requirements (valid for certificate of translation PDF submission);
  • Consultation regarding additional financial documents (tax returns, employer letters, account statements, foreign tax translation K-2 and other).

This way, you always receive your high-quality translation with correct formatting and full translation verification.

 

Why use a lawyer for mortgage or loan document translation

Foreign-issued income papers demand precision. Clients often wonder do translated documents need to be notarized before being submitted to banks. A detailed legal analysis also clarifies such cases, for example, when a translation adjustment may be necessary.

  • Avoiding application rejection due to translation or formatting errors .
  • Increased lender trust thanks to document translation certified according to U.S. banking and tax rules;
  • Compliance with USCIS, Fannie Mae, Freddie Mac, FHA, and private lender requirements, including non foreign certification by individual transferor where needed.

This makes translate and certify documents with legal backing the safest path for all banking and immigration procedures.

 

Notary's role in this service

The notary guarantees compliance, ensuring translations align with both credit and immigration standards. Their experience may be useful in your case.

Notary's actions:

  1. Analyze document types and confirm whether uscis translating documents requirements apply;
  2. Determine if notarization or sworn translation is required;
  3. Align translations with credit standards, including foreign currency translation on income statement rules;
  4. Certify document translations and issue an affidavit;
  5. Recommend additional financial proofs, including in translating a foreign subsidiary’s financial statements when lenders demand detailed evidence.

Notary assistance ensures high-quality certified translations of documents for both banks and immigration offices.

 

When and under what conditions is the service provided?

Our service applies to any applicant submitting foreign-issued documents to U.S. institutions. We assist whether you need translation of foreign documents for immigration, or for credit approval.

  1. If you have official income documents issued outside the US (contracts, bank statements, employer letters, translation of foreign currency financial statements);
  2. When applying for loans, mortgages, or financing in the U.S. and banks ask how to translate a foreign document to English;
  3. If the lender requires notarization or sworn affidavit;
  4. Available in every U.S. state, with secure remote handling of files (ideal if you’re searching where to translate documents for immigration).

We also clarify foreign tax translation issues, international currency translation revenue declaration implications, and offer examples of translation of international currency financial statements approved by loan providers.

 

Conclusion

Legal assistance guarantees your documents won’t be rejected. We make sure every page complies with American banking and immigration requirements. 

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As a Client, you are freed from all financial risks when collaborating with Contractors, as the payment amount is reserved by our service and is paid to the Contractor only after receiving confirmation from you about the completion of the stage.

If the service is not provided, the funds are returned to you. The service takes on all financial risks and acts as a guarantor and custodian of funds, and in case of disputes between the parties, acts as an independent Arbitrator.

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Reviews

From Real Users

CF
Caroline F.

Translation and notarization were flawless. This helped me confirm my foreign income and get approved for a loan in the U.S. Fast and professional.

IN
Ihor N.

Useful service, and the translation met all requirements. Just one small date error had to be corrected. Everything else was top-level.

SM
Sofi M.

Professional service with great attention to detail. The documents were translated accurately, properly legalized, and perfectly formatted. No questions from the lender. Very satisfied.

AS
Artem Sh.

The translation was high-quality, though I had to wait a bit longer than promised. Still, the bank accepted everything with no problems. Overall, I recommend the service.

DH
Dylan H.

Everything was completed fast and officially. The translations met all the U.S. bank requirements. The team explained every step and helped with wording. Loan approved — thank you!

OV
Oksana V.

Very grateful for the help with translating and notarizing my income documents. Everything was done quickly, and the bank accepted the package without any issues. Highly recommend!

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Calculate

Service cost

  • Are you preparing to send foreign-issued earnings records to an U.S. banks?
  • Do you have income statements, tax returns, or financial institution declarations in a foreign language?
  • Has the financial institution or lender requested a licensed or notarized translation of your monetary papers?
  • Would you like your translation to meet USCIS, FHA, Fannie Mae, or other institutional requirements?
  • Do you need help communicating with the bank regarding format and acceptability of foreign documents?
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