What is DBA and Why Do You Need It?
DBA (Doing Business As) is a simple way to give your business a recognizable name without creating a new company. You can operate as "Ivanov & Co" while customers see a bright brand. It's convenient for banks, contracts, and marketing, but important to remember: DBA is just a trade name, not a separate legal entity and not protection from risks.
How DBA is Useful in Practice?
- Allows operating under a memorable brand name.
- Needed to open a bank account under the trade name.
- Simplifies check processing, contracts, and marketing.
- Enables one legal entity to operate under multiple brands.
Where and How to Register?
Rules depend on state, county, or city:
- File application with state office or county clerk;
- Sometimes need to publish notice in local newspaper;
- Pay registration fee;
- Renew registration according to jurisdiction deadlines.
Important: procedures and prices vary — California, Texas, and New York have different rules.
What DBA Does Not Provide
- DBA does not create a separate legal entity.
- DBA does not grant exclusive name rights (need USPTO trademark for that).
- DBA does not protect personal assets — need LLC or corporation for that.
If you want exclusivity — register a trademark.
Post-Registration Responsibilities
- Use registered name in documents and advertising.
- Monitor expiration date and renew on time.
- Update information when address or ownership changes.
- Comply with local disclosure requirements (e.g., indicate owner on checks or contracts if required).
Practical Tips
- Before registration, do quick search — check for similar names in the state.
- If planning brand scaling and protection — simultaneously file trademark application.
- For online business — check domain and social media availability for chosen name.
- If operating in multiple states — register DBA in each state where you do business.
SummaryDBA is an affordable and practical tool for operating under a memorable name. It simplifies work with clients and banks, but doesn't replace legal brand protection or personal liability protection.