BANKING EDUCATION SESSIONS ✅ BANKING AND FINANCE ✅ SERVICES

Consultant's actions:

Conducting individual survey (immigration status, availability of SSN/ITIN, intended use of banking products).
Identifying legal restrictions (e.g., for individuals with Temporary Protected Status - TPS, without SSN, etc.).
Developing a personalized training plan (types of banking products, required documents, preliminary steps).

Consultant actions:

Conducting an online or offline session lasting 60–90 minutes.
Reviewing key topics: opening accounts without an SSN, the difference between debit and credit cards, how to get an ITIN for financial purposes, building a credit history from scratch, transferring funds in a sanction-safe way, using online banking safely.
Providing answers to all the client's questions.

Consultant's actions:

Assistance with completing bank account applications (especially without SSN).
Recommendations for immigrant-friendly banks.
Explanation of terms, fees and limitations.
In-person bank visit support (if needed).
ITIN application consultation and banking usage guidance.
Credit building instructions (Secured Credit Cards, Experian Boost etc.).

Pass banking education sessions in the U.S.

Access to banking services in the U.S. is a crucial step for refugee integration. Lack of knowledge about the local financial system, absence of SSN or credit history create barriers to opening accounts, transferring money or obtaining credit cards. The law firm Consultant provides individual and group financial literacy classes for adults specifically tailored for Ukrainian refugees, including topics like wealth management classes.

What do U.S. banking education sessions include?

We help clients understand the U.S. banking system structure, teach how to safely use accounts, transfer money abroad and build credit history. Sessions cover:

Opening bank accounts without SSN or with ITIN;
Basics of using debit, credit cards, and savings account tips;
Safe international transfers, including to Ukraine;
How to avoid banking fraud and recognize suspicious transactions;
Guidance on student loan exit counseling;
Introduction to credit building for new immigrants;
Q&A about financial institution interactions (in-person or online).

Each participant receives printed/digital materials, account opening templates and a list of verified banks working with new immigrants.

Why consult a legal advisor instead of doing it yourself?

Professional consultation reduces risks of account opening or transfer mistakes that could lead to access blocking or legal consequences. We consider:

Current regulations for non-citizens or temporary protected status (TPS) holders;
Sanctions compliance requirements for transfers;
Online banking security tips from US financial institutions;
Bank restrictions regarding documents, translations and income sources.

We also help draft explanation letters sometimes required by banks when opening accounts without SSN or with non-standard documentation.

Who can access this service?

Service is available for:

Refugees with TPS, asylum pending, parole, refugee status;
Those without SSN but with ITIN or planning to obtain one;
Non-English speakers - sessions conducted in understandable language;
Students who need student loan entrance counseling;
Immigrants who recently arrived or lived in U.S. up to 5 years;
Ukrainian citizens experiencing banking difficulties.

This service ensures that vulnerable populations can safely access banking, understand financial planning for beginners, and receive tailored guidance on loans and account management.

Conclusion

By contacting Consultant, you'll receive not just legal assistance but practical support in your first encounter with the financial system. Our lawyers can provide student loan counseling, protect your accounts, and will help confidently integrate into the US banking system.

Reviews
From Real Users

Ava D.

05.03.2025

This training is a godsend for immigrants! Everything was explained in layman's terms: from checking accounts to how not to lose money on commissions. Very grateful for the organization!

Kyrylo K.

12.11.2024

The information about banks in America was informative, but the pace was a bit too fast in places. It would be good to have a little more time for questions. Overall, very useful, thank you!

Charlotte R.

29.07.2024

The training really helped me understand the issues of credit limits, credit scoring and secured cards. Thank you for the clear presentation!

Orest N.

18.03.2024

Overall, the training is useful, but there were not enough examples for entrepreneurs. There was a lot of information for individuals, but I would have liked more cases for small businesses. Otherwise, everything is great.

Liam P.

01.09.2023

Everything is clear, structured and practical. The part about avoiding typical mistakes when interacting with banks was especially valuable. The information is as relevant and applicable as possible.

Kateryna M.

16.05.2023

The training session exceeded expectations! They explained very clearly how the US banking system works, how to open accounts and build a credit history!