BANKING EDUCATION SESSIONS ✅ BANKING AND FINANCE ✅ SERVICES

Stage 1: Initial Consultation and Client Needs Assessment

Consultant's Actions:

Conducting individual survey (immigration status, availability of SSN/ITIN, intended use of banking products).
Identifying legal restrictions (e.g., for individuals with Temporary Protected Status - TPS, without SSN, etc.).
Developing a personalized training plan (types of banking products, required documents, preliminary steps).

Stage 2. Conducting Training Session (Individual or Group)

Consultant's Actions:

Conducting 60-90 minute online or offline session
Covering key topics:

Opening accounts without SSN
Difference between debit and credit cards
How to obtain ITIN for financial purposes
Building credit history from scratch
Sanction-compliant money transfers
Safe online banking practices

Format: Zoom / Google Meet or in-office

Cost: $150 (individual), $60-80 (group participation)

Stage 3. Assistance with Bank Account Opening / ITIN / Credit Building (Optional)

Consultant's Actions:

Assistance with completing bank account applications (especially without SSN)
Recommendations for immigrant-friendly banks
Explanation of terms, fees and limitations
In-person bank visit support (if needed)
ITIN application consultation and banking usage guidance
Credit building instructions (Secured Credit Cards, Experian Boost etc.)

Pricing:

Account opening support — $100
ITIN application assistance — $150
Credit building guidance — $100

Banking Education Sessions in the U.S.

Access to banking services in the U.S. is a crucial step for refugee integration. Lack of knowledge about the local financial system, absence of SSN or credit history create barriers to opening accounts, transferring money or obtaining credit cards. The law firm Consultant provides individual and group banking education sessions specifically tailored for Ukrainian refugees.

What Do U.S. Banking Education Sessions Include?

We help clients understand the U.S. banking system structure, teach how to safely use accounts, transfer money abroad and build credit history. Sessions cover:

Opening bank accounts without SSN or with ITIN
Basics of using debit and credit cards
Safe international transfers, including to Ukraine
How to avoid banking fraud and recognize suspicious transactions
Introduction to credit building for new immigrants
Q&A about financial institution interactions (in-person or online)

Each participant receives printed/digital materials, account opening templates and a list of verified banks working with new immigrants.

Why Consult a Legal Advisor Instead of Doing It Yourself?

Professional consultation reduces risks of account opening or transfer mistakes that could lead to access blocking or legal consequences. We consider:

Current regulations for non-citizens or temporary protected status (TPS) holders
Sanctions compliance requirements for transfers
Bank restrictions regarding documents, translations and income sources

We also help draft explanation letters sometimes required by banks when opening accounts without SSN or with non-standard documentation.

Who Can Access This Service?

Service is available for:

Refugees with TPS, asylum pending, parole, refugee status
Those without SSN but with ITIN or planning to obtain one
Non-English speakers - sessions conducted in understandable language
Immigrants who recently arrived or lived in U.S. up to 5 years
Ukrainian citizens experiencing banking difficulties

By contacting Consultant, you'll receive not just legal assistance but practical support in your first encounter with the U.S. financial system. We'll help you feel confident and secure in the new country.