Publication date: 06.05.2025
After graduating from university, I worked as a lawyer and passed the bar exam in 2005. Since 2017, I have been a member of the Qualification Chamber of the CBA (Bar Qualification and Disciplinary Commission) of the Chernivtsi region, where I serve as secretary during bar exam sessions. Currently, I am studying English at an American college. I am registered in the “Electronic Court” system and can handle cases through it, as well as provide legal consultations to Ukrainians living in the U.S. who have legal matters to resolve in Ukraine.
Dispute with the bank about a loan obtained by fraudsters (upon appeal and denial)
If fraudsters have issued a loan in your name, it is important to act quickly to minimize risks and protect your rights. Here is a step-by-step algorithm of actions:
1. Check your credit history
Review your credit history through credit bureaus to identify all possible fraudulent loans.- If you find a suspicious loan, immediately file an application to dispute it.
2. Contact the bank
Officially notify the bank about the fraud and demand the cancellation of the illegal debt.- Send a written claim with a request to provide a copy of the loan agreement and confirmation of your participation in the loan application.
3. Filing a report to the police
Write a report about the fraud and provide all available evidence.- Get a criminal case number to have official confirmation of the investigation.
4. Judicial protection
If the bank refuses to cancel the loan, go to court with a claim to declare the contract invalid.- The Supreme Court has already considered similar cases, and most decisions have been made in favor of citizens3.
📌 The main thing is to act quickly and document all applications. If you need legal assistance, you should contact me 🚀
The essence of the case:
Client:
Panevska Olesya Grigorivna
Case circumstances:
JSC CB "Privatbank" filed a lawsuit to collect a debt of UAH 63,321.29 on a credit card that was issued by third parties without the defendant's knowledge.
Date of application: 2025
Court number: case No. 723/5010/24
Problem:
The virtual credit card was issued by fraudsters, the defendant never independently issued a loan and did not spend money. There is data from the police and the bank about abuse.
Documents submitted:
• Response to the statement of claim
• Objection to the response to the response
• Evidence of fraud (excerpts, extract from the ERDR, IP addresses, screenshots)
Actions:
• Analysis of the case and identification of procedural violations by the bank
• Preparation of objections and arguments about fraudulent actions of third parties
• Supporting the position with evidence from the police investigation and judicial practice
Result:
Work is ongoing; a strong legal position has been built to object to the bank's claims and prove the defendant's innocence.
Why should you contact me in a dispute with a bank regarding a fraudulent loan
I have in-depth knowledge of financial and credit law, which allows me to successfully protect clients in disputes with banks. Here are the key reasons why I can help you:
- Legal expertise I analyze each case in detail to find the most effective strategy for protecting against illegal debt obligations.
- Full process support From the first application to the bank to the court decision - I control all stages of the process, ensuring the correct execution of documents and effective protection.
- Protection of client rights I help to challenge fraudulent loans and demand their cancellation, ensuring financial security and legal justice.
- Interaction with law enforcement agencies I help to correctly file a police report and accompany the case at the stage of criminal investigation.
- Experience in successfully resolving similar cases I have already helped many clients defend their rights in disputes with banks, restore their credit history and avoid illegal debts.
How can you effectively protect yourself from illegal debt obligations?
A thorough legal analysis of the case helps determine the best defense strategy, challenge fraudulent loans, and ensure financial security for the client.
📌 With me you will receive not just legal support, but full protection of your financial rights and confidence in a fair resolution of the dispute. Dispute with the bank regarding a loan obtained by fraudsters (upon appeal and denial)
A loan issued by fraudsters can lead to serious financial problems if the bank refuses to cancel the debt. I help clients protect their financial rights, prove the illegality of the loan and achieve its cancellation through court or pre-trial settlement.
