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Opening U.S. Bank Accounts Without SSN for TPS Holders

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Rate:
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Publication date: 29.07.2025
Reading time: 5 minutes
Number of views: 14
Stage Term (days) Cost
  • 1
    Stage 1: Initial Consultation and Client Situation Analysis
    3 $145.20

    Stage 1: Initial Consultation and Client Situation Analysis

     

    Lawyer's Actions:

    • Verification of immigration status (TPS) and available documents.
    • Analysis of client's goals (account type: personal, business, deposit).
    • Determining whether the client already has an ITIN or needs to obtain one.
    • Providing a short list of recommended banks that work with clients without an SSN.
  • 2
    Stage 2: Obtaining an ITIN (if absent)
    42 $387.20

    Stage 2: Obtaining an ITIN (if absent)

     

    Lawyer's Actions:

    • Preparation of Form W-7 for ITIN application.
    • Preparation of a cover letter and assistance in obtaining acceptable identity documents (passport, visa).
    • Assistance in submitting documents through IRS or via an Acceptance Agent (CAA).
    • Monitoring application processing timelines.
  • 3
    Stage 3: Selecting a Suitable Bank and Preparing for Account Opening
    4 $217.80

    Stage 3: Selecting a Suitable Bank and Preparing for Account Opening

     

    Lawyer's Actions:

    • Comparing banking institutions that open accounts without SSN.
    • Providing the client with a list of required documents (passport, TPS document, ITIN, US address, proof of income or account purpose).
    • Scheduling a bank appointment (in-person or online).
    • If needed - preparing an explanatory letter for the bank regarding the client's status.
  • 4
    Stage 4: Support During Account Opening
    2 $181.50

    Stage 4: Support During Account Opening

     

    Lawyer's actions:

    • Online or phone support during the client's visit to the bank.
    • If necessary — communication with the bank as the client's representative.
    • Verification of correct account opening and service terms.
    • Clarification of issues regarding online banking access, debit cards, transfers, etc.
  • 5
    Stage 5: Post-Support and Account Usage Instructions
    7 $96.80

    Stage 5: Post-Support and Account Usage Instructions

     

    Lawyer's actions:

    • Providing instructions on account usage: transfers, deposits, limits, fees.
    • Answering the client's questions within 1 week after account opening.
    • If needed — assistance with connecting to Zelle, PayPal, etc.
In general
58 $1,028.50

Opening a U.S. Bank Account Without an SSN for TPS Holders

Opening a U.S. bank account without an SSN (Social Security Number) can be challenging for Temporary Protected Status (TPS) holders, but with the support of an experienced lawyer, this process becomes entirely feasible. We help clients access banking services even without an SSN by using legal alternatives—such as an ITIN or documents confirming TPS status.

 

Legal Assistance in Opening an Account Without an SSN: How It Works

A lawyer guides you through every step of opening an account, including:

  • Assessing your current immigration status (TPS), available documents, and prospects for obtaining an ITIN.
  • Preparing a document package for the bank, including ID proof, proof of address, and TPS status confirmation.
  • Advising on selecting a bank that accepts clients without an SSN and explaining the specific financial institution's requirements.
  • Communicating with the bank on your behalf (via power of attorney) to reduce the risk of rejection.

This is not just a legal service—it’s personalized support tailored to bank requirements and your U.S. status.

 

What’s Included in the Service of Opening a Bank Account for TPS Holders Without an SSN?

  • Analysis of the possibility of opening an account without an SSN or with an ITIN
  • Assistance in applying for or obtaining an ITIN (if needed)
  • Preparation of a complete document package for the bank
  • Selection of a bank that works with clients without an SSN
  • Drafting a cover letter or application for the bank
  • Participation in communication with the bank (online or in-person)
  • Consultation on further account use (deposits, online banking, fund protection)

If needed—support in opening a business account or a joint account with an individual who has an SSN.

 

Why Should You Consult a Lawyer to Open an Account Without an SSN?

U.S. banks have internal policies that often differ from legal requirements. They may deny account opening even with legal status if documents are improperly prepared or don’t meet the bank employee’s expectations. A lawyer:

  1. Knows how to prepare documents for a specific bank
  2. Reduces the risk of errors in the application
  3. Helps avoid rejections due to minor formalities
  4. Works with banks that have a positive history of serving clients without an SSN

 

Service Terms and Additional Information

The service is available for clients who:

  1. Have a valid TPS status or are awaiting a decision
  2. Possess a valid passport and proof of address
  3. Do not have an SSN but are willing to apply for an ITIN or already have one

We also provide related services:

  1. Obtaining an ITIN
  2. Opening a business account without an SSN
  3. Consultations on building U.S. credit history
  4. Preparing affidavits and notarized documents for the bank

 

Result—A Bank Account That Works for You

With us, you get a legal U.S. bank account that enables you to:

Receive salary or other payments

Conduct international transfers

Use bank cards

Start building credit history

Legal support is an investment in your financial stability in the U.S.

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If the service is not provided, the funds are returned to you. The service takes on all financial risks and acts as a guarantor and custodian of funds, and in case of disputes between the parties, acts as an independent Arbitrator.

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  • Do you have TPS status or have you applied for it?
  • Do you not have an SSN but are willing to obtain or already have an ITIN?
  • Do you need assistance with opening a bank account in the U.S.?
  • Have you been denied a bank account due to the absence of an SSN?
  • Do you have a valid passport and proof of U.S. residence?
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