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Opening U.S. Bank Accounts Without SSN for TPS Holders

  • ukraine Ukraine +380
  • poland Poland +48
  • england United Kingdom +44
  • usa United States +1
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My name is Alexander, I am your personal manager. Let me help you!

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Rate:
0
Publication date: 29.07.2025
Reading time: 5 minutes
Number of views: 133
Stage Term (days) Cost
  • 1
    Initial Consultation and Client Situation Analysis
    3 $145.20

    Lawyer's Actions:

    • Verification of immigration status (TPS) and available documents.
    • Analysis of client's goals (account type: personal, business, deposit).
    • Determining whether the client already has an ITIN or needs to obtain one.
    • Providing a short list of recommended banks that work with clients without an SSN.
  • 2
    Obtaining an ITIN (if absent)
    42 $387.20

    Lawyer's Actions:

    • Preparation of Form W-7 for ITIN application.
    • Preparation of a cover letter and assistance in obtaining acceptable identity documents (passport, visa).
    • Assistance in submitting documents through IRS or via an Acceptance Agent (CAA).
    • Monitoring application processing timelines.
  • 3
    Selecting a Suitable Bank and Preparing for Account Opening
    4 $217.80

    Lawyer's Actions:

    • Comparing banking institutions that open accounts without SSN.
    • Providing the client with a list of required documents (passport, TPS document, ITIN, US address, proof of income or account purpose).
    • Scheduling a bank appointment (in-person or online).
    • If needed - preparing an explanatory letter for the bank regarding the client's status.
  • 4
    Support During Account Opening
    2 $181.50

    Lawyer's actions:

    • Online or phone support during the client's visit to the bank.
    • If necessary — communication with the bank as the client's representative.
    • Verification of correct account opening and service terms.
    • Clarification of issues regarding online banking access, debit cards, transfers, etc.
  • 5
    Post-Support and Account Usage Instructions
    7 $96.80

    Lawyer's actions:

    • Providing instructions on account usage: transfers, deposits, limits, fees.
    • Answering the client's questions within 1 week after account opening.
    • If needed — assistance with connecting to Zelle, PayPal, etc.
In general
58 $1,028.50

Open a US Bank Account Without SSN for TPS Holders

Opening a U.S. bank account without an SSN (Social Security Number) can seem overwhelming for Temporary Protected Status (TPS) holders. Many people ask: can I open a US bank account without a social security number? The answer is yes—with legal support and proper documentation, this is achievable. If you are wondering which bank can open account without SSN or where to begin, our legal team provides step-by-step guidance.

 

Legal Assistance in Opening an Account Without an SSN: How It Works

A lawyer guides you through every stage of the process of opening a US bank account without SSN, including:

  • Assessing your current TPS status, available documents, and the possibility of obtaining an ITIN.
  • Preparing a complete set of documents for the bank—passport, proof of address, and TPS confirmation.
  • Advising you on which bank open account without SSN and explaining each bank’s specific requirements.
  • Communicating directly with the bank (via power of attorney if needed) to minimize the risk of rejection.

This service is not only legal assistance but also personalized support. For clients who ask do you need SSN to open US bank account, the key is correct preparation and choosing a bank with experience in working with non-SSN clients.

 

What’s Included in the Service of Opening a Bank Account Without an SSN?

Our support package covers:

  • Analysis of whether you can open US account without SSN or with an ITIN.
  • Assistance in applying for or obtaining an ITIN (if required).
  • Preparation of a document package for the bank.
  • Selection of banks where to open bank account without social security number.
  • Drafting applications or cover letters for the bank.
  • Participation in online or in-person communication with bank staff.
  • Consultations on deposits, fund protection, and online banking.

If necessary, we also help you open US bank account without SSN online or support opening a business/joint account. 

 

Why Consult a Lawyer to Open an Account Without an SSN?

U.S. banks have internal policies that may be stricter than federal law. Even with legal status, rejection is possible if documents are incomplete. That’s why knowing how to open US bank account without SSN matters. So, a professional lawyer specializing in financial questions:

  • Knows exactly and understands what do you need to open a bank account without SSN.
  • Minimizes mistakes in the application.
  • Prevents rejections caused by small formalities.
  • Looking for which bank does not require SSN to open an account and already serve TPS holders.

This ensures you avoid repeating the process or facing unnecessary delays. So if you ever thought can you open a bank account in USA without SSN—with professional legal help, the answer is yes.

 

Service Terms and Additional Information

The service is available for clients who:

  1. Have valid TPS status or are waiting for approval.
  2. Possess a valid passport and proof of address.
  3. Do not have an SSN but are ready to apply for an ITIN, or already have one.

For many, the concern is where can I open a bank account without a social security number or which banks accept customers without an SSN. Our experience allows us to recommend reliable institutions and guide you through the process confidently.

 

Result—A Bank Account That Works for You

With us, you receive a fully functioning U.S. bank account that allows you to:

  1. Receive salary or other income directly.
  2. Make international transfers securely.
  3. Use debit or credit cards for everyday needs.
  4. Start building credit history.

If you ever wondered can you open US bank account without SSN and ITIN, we provide the legal clarity and practical support you need. 

 

Conclusion

In summary, opening an account without a social security number is absolutely possible for TPS holders when supported by professional legal guidance and carefully prepared documentation. Even if you currently need a US bank account without SSN and ITIN, the right legal strategy ensures you can access financial services smoothly. Clients also often ask: can you open an account without SSN, and with our high-quality legal assistance, the answer is a confident “yes”. For those still deciding where can I open a bank account without social security, our team provides tailored recommendations and full support at every step.

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Reviews

From Real Users

ER
Emily R.

They did every little thing they guaranteed, but the process took a bit longer than I anticipated. The team is specialist, though not constantly fast with replies.

DK
Denys K.

Overall, it was good — the account was opened. The only issue was slow email responses. But I’m happy with the result.

SL
Sophie L.

Surprisingly easy! I didn’t expect that opening a bank account in the US without SSN could be so fast. Everything was done online, and they prepared the documents for me.

AB
Artem B.

I’m satisfied. They helped me open a bank account in just a few days. Explained everything clearly. Especially nice that I could speak Ukrainian with them.

JT
James T.

Top-notch service! I was fretted at first that it may be a problem without SSN, however everything went efficiently. I really appreciate the team's support and listening.

OM
Olena M.

Very grateful for the help! The account was opened quickly, without unnecessary bureaucracy. Everything was clear, professional, and understandable even without SSN. I recommend it to everyone with TPS!

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Calculate

Service cost

  • Do you have TPS status or have you applied for it?
  • Do you not have an SSN however want to get or currently have an ITIN?
  • Do you need aid with opening a savings account in the U.S.?
  • Have you been denied a bank account as a result of the lack of an SSN?
  • Do you have a legitimate passport and proof of U.S. home?
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