FILING FOR CHAPTER 7 BANKRUPTCY ✅ BUSINESS ✅ SERVICES

Stage 1. Preliminary Consultation and Financial Assessment

Attorney's Actions:

Conducts client interview (in-person/online).
Gathers basic information: assets, income, debts, expenses.
Verifies client's eligibility for Chapter 7 (including Means Test qualification).
Explains bankruptcy consequences and alternatives (e.g., Chapter 13).
Develops action plan.

Stage 2. Document Preparation and Completion

Attorney's Actions:

Completes official bankruptcy forms for filing in federal court.

Prepares comprehensive lists of assets, liabilities, income and expenses.

Calculates asset protection possibilities using federal or state exemptions.

Ensures completion of mandatory credit counseling prior to filing.

Stage 3. Filing the Bankruptcy Petition with the Court

Attorney's Actions:

Files the prepared document package with the court.
Pays the court filing fee ($338 - official filing fee).
Obtains the case number.
Notifies creditors about the case filing.

Estimated Cost: $0 (included in attorney fee; separately - $338 court fee)

Stage 4. Cooperation with Assigned Trustee and Participation in 341 Meeting

Attorney's Actions:

Communicates with assigned Trustee (case administrator).
Prepares client for mandatory creditors meeting (341 Meeting).
Accompanies client during the hearing.
Provides additional documents to Trustee if required (income proofs, expense reports, property valuations etc.).

Chapter 7 Bankruptcy: How to Legally Close Debts and Start with a Clean Slate

If debts are overwhelming and payments have become impossible - Chapter 7 offers a real chance to get rid of unsecured obligations and restore peace of mind. But the process is formal: mistakes are costly. We handle your case from the first consultation to the final court decision - quickly, clearly, and safely.

What is included in the service?

Complete eligibility check for Chapter 7 filing (Means Test and asset assessment).
Clear consultation about consequences: what will be discharged, what will remain, how it will affect your property and credit history.
Collection and preparation of all paperwork: lists of creditors, statements, income/expense reports.
Preparation and filing of the petition with the court; representation at the 341 meeting and hearings.
Interaction with the trustee and prompt fulfillment of court requests.
Post-completion assistance - advice on rebuilding your financial reputation.

Why is it better with a lawyer?

An error in forms or a missed deadline - and your case could be dismissed.
A lawyer knows which assets can realistically be protected using exemptions.
We help correctly classify debts (which get discharged, which do not).
We protect against creditor claims and accusations of fraud.
We save your time and nerves - you focus on life, we handle the paperwork and negotiations.

How we work?

Quick case evaluation and assessment of prospects (without false promises).
Document collection - we advise what's needed and how to format it.
Preparation and court filing of the package; representation at all stages.
Fulfillment of court requirements and post-bankruptcy support.

Who is Chapter 7 suitable for?

People with substantial unsecured debts (credit cards, medical bills, personal loans).
Those whose income according to the Means Test allows filing under Chapter 7.
If you haven't filed for Chapter 7 bankruptcy in the last 8 years and have no intentions to hide assets.

Result

You will get legal discharge of overwhelming debts and a chance to start your financial life over - without endless collector calls and chronic late payments. We'll ensure the process goes smoothly: prepare the documents, protect your rights, and achieve the most favorable outcome within the law.